Faktor Yang Mempengaruhi Pembiayaan Murabahah Pada Koperasi BMT Al-Ikhlash Lumajang

  • Triyas Adriyani STIE Widya Gama Lumajang
  • M. Yahdi STIE Widya Gama Lumajang
  • Noviansyah Rizal STIE Widya Gama Lumajang
Keywords: Financing To Deposit Ratio, Current Ratio, Return on Assets, Murabahah Financing

Abstract

This study aims to determine and test several Islamic bank intrenal factors that are thought to influence murabahah financing, namely Financing To Deposit Ratio (FDR), Current Ratio (CR), and Return on Assets (ROA). This type of research uses a quantitative approach. Object research of BMT Al-Iklash Lumajang. The results of this study provide empirical evidence that FDR, CR, and ROA affect the proportion of murabahah financing. FDR has a positive effect on the proportion of murabahah financing. So, the higher the FDR, the higher the proportion of murabahah financing. CR has a negative effect on the proportion of murabahah financing. So, the higher the CAR, the lower the proportion of murabahah financing. ROA has a positive effect on the proportion of murabahah financing. So, the higher the ROA, the higher the proportion of murabahah financing.

 

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Published
2019-06-27
Section
Articles